Secure your company’s most important asset through our market-leading solutions, We take care of the matters of your life because your life matters. Accidents that occur in public transportations such as commercial bus, automobile, train, monorail, boat, airplane, or ride sharing app over an established land, sea or air route are covered by the personal accident benefit. legal advice from an AIA approved financial adviser or legal professional. AIA Power Critical Cover (AIA PWCC) is an enhanced version of its predecessor, AIA Triple Critical Cover (AIA TCC), as part of our commitment to research and improve our products so that we offer our customers innovative and relevant insurance solutions. As the insurance premiums are largely based on an individual’s profile, we are quoting the premiums based on the following assumptions: 30-year-old female, non-smoker, looking for a coverage of $200,000 As a rule of thumb by the Life Insurance Association of Singapore (LIA), the amount of CI coverage … and Automatic Renewal means that it covers both you and your loved one for the first 10 years, and, barring a critical illness or a death claim, will continue to cover you for the succeeding 10 at an adjusted premium rate. and AIA recognises everyone has different needs at different stages of life. Step-by-step guide – how I surrendered my AIA Prime Life policy. Putting a plan in place to achieve your financial goals requires both objective and expert advice. The sum assured is $30,000, and the projected death benefit at this point (30 years by 2017) is $67,140. The Executive Committee and Board & Board Committees of AIA Singapore, Our healthy living initiatives, partnership with Tottenham Hotspur Football Club and more. In this case, AIA and GE have related products to early payouts. Who we are, what we do. Hong Kong (852) 2232-8888. That way, you can conveniently secure your future and live worry-free with your family. This means being there to encourage you in your journey to lead a healthier lifestyle, giving you access to health consultations and medical specialists, as well as providing you with payouts upon diagnosis of chronic conditions from a pre-early stage and prioritising prevention and early intervention. A-Life Beyond Critical Care is a plan that is designed to accompany your health journey and provide you with comprehensive critical illness protection until the age of 80. AIA Vitality is a comprehensive programme that motivates you to keep fit and helps you to manage your health. A-Life Med Regular is a medical plan with no lifetime limit that takes care of your medical needs. This plan covers you from early detection to prevention, and from treatment to recovery. policy information, Vitality membership and rewards. Find out more about our latest campaigns and promotions, Protect your loved ones’ future from life’s uncertainties, Adequate coverage for medical bills so you can focus on getting better, Protect against the financial burdens of critical illness, Be financially prepared for the unexpected. Wide coverage for 175 conditions. Also, i would have to agree that critical illness insurance is way too expensive for most people. The contents of this page are for illustration purposes only. For almost a century, AIA has served the ever-changing needs of millions of people all across the Asia-Pacific region. You need to look at your individual living situation and calculate the extent of your own critical illness gap. However, if complications arise due to COVID-19 meet the Critical Illness definition stated in your policy, the claims will be admissible. After that and when it automatically renews for another 10 years, you will have a new premium rate and it will be based on the age of both you and your loved one at the time of renewal. If you would like to find out more or check on your policy details, get in touch with your AIA Financial Services Consultant or contact us. The premium rate of the plan is the amount of payment you need to make. Many critical illness policies, including those offered by AIA, go beyond the Life Insurance Association of Singapore’s (LIA) standard list of 37 major critical … However, they only have 0.7 times their average annual income – resulting in an overall shortfall, or critical illness gap, amounting to 3.1 times their average annual income. You can choose to add this optional feature below to customize your plan’s coverage. If you want you and your family to be financially secure at all times, then we’ll help you out with this list of the options for the best life insurance in Singapore. Cover your personal belongings from loss or damage. 38 AIA Gift Of Love 38 AIA Enhanced Critical Life/Special 39 AIA Glow Of Life (Standard, Executive) 39 AIA Enhanced Life Plus/Special 40 AIA Golden Shield (Standard, Executive) 40 AIA Enhanced Whole Life Plan 41 AIA Health CashPlus Plan 41 AIA Family First Invest 42 AIA HealthCare Plus (Standard, Executive) 42 AIA Family First Protect Contact an AIA Malaysia Life Planner today! This way, you can seek the treatment you want and devote your time and focus on recovery, rather than worrying about earning an income to pay for daily expenses that you and your family need each month, and other important financial commitments such as paying your home mortgage or insurance premiums. You can’t live on dreams alone. Your AIA Living policy can provide financial assistance in the event of death, disability, redundancy, or a critical condition. Early Critical Protector Life Plus is an optional plan that supplements the AIA Guaranteed Protect Plus basic plan. Get your comprehensive coverage now. Contact us now, Manage all your AIA payments from one convenient location, Quality Healthcare Specialist Partners exclusively for AIA HealthShield Gold Max customers, Support Programme to extend the grace period for payment of premiums due up to 180 calendar days for customers who are financially affected by COVID-19, Have a question? Should an unfortunate scenario occur, this cash payout is meant to help you cover the costs of recovering from your critical illness, including taking an extended leave of absence from work to recuperate. Upon better understanding, AIA’s critical illness coverage pays out as much as 6 times or more upon diagnosis and even when the insured has relapsed. AIA Living Essential offers 8 great benefits which offers you comprehensive coverage such as death, total permanent disability, diagnosis of 30 critical illness, enhanced accident death and dismemberment benefit, surgical benefit, daily hospital income benefit, second opinion on a diagnosed critical illness and unemployement benefit. With the on-going threat of the Coronavirus Disease 2019 (COVID-19), our customers are naturally concerned about whether they are covered against COVID-19 under their existing insurance plans. Repeated coverage for relapses. In addition to the critical illness coverage, AIA Power Critical Cover is also the only standalone critical illness plan that provides an eventual cash value in situations of good health – with a Maturity Benefit at age 100 and Surrender Benefit for those who do not make any claims over the policy term on or after the 60th policy anniversary or at age 75, whichever is earlier, subject to deduction of any critical illness benefit paid. Hong Kong Island AIA Wealth Select Centre 12/F, AIA Tower, 183 Electric Road, North Point, Hong Kong. For example, single-photon emission computerized tomography (SPECT) is a form of nuclear imaging test that uses radioactive substances and a gamma camera to create 3D images. If you pass away or become totally and permanently disabled during the Premium Paying Term, AIA Premium Protection Benefit will continue your policy by paying your premium on your behalf. After understanding the existence of a large critical illness gap and how a critical illness payout can help, the next step would naturally be to take actions to close that gap. It allows you to receive early payouts from your basic policy if you are diagnosed with a critical illness, from early to major stage, giving you financial support and helping you get on the road to recovery. For Active Joint Critical Protect, this will be the same for each of the 10 years of the plan. We strive to assist you for all your inquiries with high touch customer service. This website uses cookies for the purpose of enhancing your user experience. AIA Hong Kong launches AIA ‘Level-up protect cancer plan” series enhanced critical illness protection with market-first cancer shield benefit. A fixed lump sum benefit is payable if the insured is diagnosed with a pre-defined illness. Video. AIA Power Critical Cover protects you extensively through the unpredictable event of multiple critical illnesses without disrupting your coverage. While being diagnosed with a critical illness will affect you and your family’s quality of life, one thing you can ensure is your financial security with a payout from your critical illness insurance. register for My View videos that showcase AIA Singapore as a company. Many critical illness policies, including those offered by AIA, go beyond the Life Insurance Association of Singapore’s (LIA) standard list of 37 major critical illnesses, which includes major cancer, heart attack, stroke and kidney failure. For more detailed coverage details, please visit https://www.aia.com.sg/en/coronavirus-disease-2019.html. Learn How Your Life Insurance Benefit Works, Total & Permanent Disability due to Critical Illness*. Actual terms and conditions are found in the Policy Contract. Copyright © 2015, AIA Group Limited and its subsidiaries. You will also find comfort in the flexibility of our payment options should misfortune come your way. Upon receiving the Policy Contract you may refer to it for the full details, definition, exclusion including the pre-existing condition, right to free-look period, waiting period, look-back, and other limitations. The terms of your benefits are contained in the relevant appendix. AIA All-In-One is a whole life comprehensive insurance plan that provides 4 types of protection, letting you live life worry-free. Your critical illness insurance, including the AIA Power Critical Cover, does not specifically cover you against COVID-19 as it is not one of the critical illness conditions covered under the plan. Learn more about the claim process. Visit our corporate site to learn more about AIA. Copyright © 2021 AIA Group Limited and its subsidiaries. AIA Pro Lifetime Protector is an affordable one-stop protection and investment solution that helps you stay on top of your changing needs. At the same time, WhiteCoat is there to support you with access to on-demand telemedicine services from Singapore-registered doctors for consultations and to advise you on how to manage your condition, anytime and anywhere via a mobile app. Get financial support to help ease your financial strain when life takes unexpected turn. Let's forge a partnership that lasts beyond a lifetime. Are you an existing AIA Singapore customer?*. AIA SG account here. register for My 10Life rates the products based on the value and terms … Acts of nature are natural disasters such as storm (wind, rain, snow, sleet, hail, lightning, dust, or sand), earthquake, flood, land slide, volcanic eruption, or wildfire. One product that you can consider to cover this critical illness gap is AIA Power Critical Cover (AIA PWCC), which offers comprehensive critical illness protection, including early critical illness coverage, every step of the way from diagnosis of pre-early conditions, to all stages of critical illness – early stage, intermediate stage, major stage, and relapse. Its unique multiplier feature gives you the ability to boost your coverage up to 5 times, giving you the protection when you need it most. Upon reaching the milestone age 100, you can get the total face amount less any unpaid loan and interest. In the unfortunate scenario you pass on due the COVID-19, critical illness policies with death benefit will cover you against death due to COVID-19. Life Sciences vision technologies in medical imaging have emerged as a critical endpoint for various clinical trials across several applications and medical fields. Other life insurance company also uses the same definition although some wordings might vary. Amy did a full review of the Li’s protection needs and understood that they already had some life insurance protection. Each of those provide a different level of cover. Privacy Policy Statement. All rights reserved. With life expectancy on the rise, you have more to look forward to – and more to prepare for. “One of the policies was an AIA Financial Guardian whole life (participating) policy she purchased when she was 64 in 1988. This all-in-one protection provides you with Life Insurance Coverage, together with Total and Permanent Disability Coverage, Critical Illness Coverage, and Personal Accident Benefit. Your benefits are not affected by market risks, so you can get full protection when the need arises. AIA Pink of Health product details. We have paid $48,362 in total premium over 24 years where premium was payable. AIA will reimburse you for fees up to $2,500 (incl. Cookie Policy In terms of sum assured for death coverage, double-digit growth was observed, showing awareness for more meaningful coverage, Ang said. What is included in "accidents in public transportation"? Offers protection for a total of 100 critical illnesses and specified illnesses, to give you early stage critical illness cover and life insurance protection, as well as the opportunity to accmulate wealth. What if we tell you that you can go even further in protecting your dreams and family? It’s better to be prepared for the unexpected by having the best life insurance in Singapore. Many current products cover also early stage, minor and juvenile diseases, and the coverage amount differs based on the severity of the illness. Worse still, 1 in 3 did not have critical illness coverage when they were first diagnosed. Cannot find the answer in our FAQ section? 2 weeks – 65 years. Need to make a claim? You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Find out why you need to stay one step ahead of major life risks. Cover pre-early conditions of critical illnesses. This is a condition resulting from injury or sickness wherein a person is unable to work or earn money from any occupation or business he is reasonably qualified by way of education, training or experience. A-Plus Health Booster is an optional medical rider that can be attached to the A-Life Med Regular plan to boost your medical coverage. At AIA, we want to be there for you even before a critical illness is diagnosed. The five critical illnesses include 1) Relapsed Major Cancer, 2) Recurred Heart Attack, 3) Recurred Stroke, 4) Relapsed Heart Valve Surgery, and 5) Repeated Major Organ / Bone Marrow Transplantation. AIA Power Critical Cover addresses this with a Power Reset feature, which ensures policyholders continue to enjoy coverage for other critical illnesses, even after making a prior claim. Disability. Improve your coverage with an optional Enhanced Waiver of Premium. Most policy holder who bought the common 36 critical illnesses coverage (also known as 36 dread diseases), will have the definition clearly stated in their life insurance policy. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our AIA Power Critical Cover provides comprehensive and affordable Critical Illness coverage. Details of the benefits you have chosen, and the life/lives assured are shown in the schedule. AIA Personal Data Policy (Singapore). Press release, January 3, 2019. She recommended that they: Immediately apply for AIA’s Critical Illness product while they were still in good health. AIA’s Critical Conditions cover and Progressive Care cover are both trauma insurance options. Make your money work harder for you – your dreams matter. Plan for my family's future financial needs, Ensure that I have adequate protection and savings plans, Plan for my children's health and education needs. This is a one-off payment across all AIA policies for each life assured. An initiative to encourage all our customers to lead a healthier lifestyle is AIA Vitality, a holistic health and wellness programme designed to motivate and reward you to make small but impactful lifestyle changes. Critical Conditions cover - is designed to pay a one-off lump sum payment if you or one of your children face one of the listed medical conditions. GST). All rights reserved. Having this peace of mind also enables you to enjoy each family milestone to the fullest. AIA Life Insurance Cambodia - AIA Cambodia. A powerful critical illness plan where it protects right from the detection of chronic conditions to the diagnosis of 150 multi-stage critical illnesses and even relapses. Start planning early and fulfil your saving goals. We also support policyholders with innovative healthcare solutions such as Medix and WhiteCoat. Seemingly innocent things like snoring in your sleep or a habit of munching on ice may not come across as something serious to you, but these could actually be indicators of underlying health issues. This works by resetting your AIA Power Critical Cover coverage amount to 100% after 12 months have passed from your last claim. AIA Critical Illness Protection covers a wide range of illnesses. Exclusive for AIA policyholders and Vitality members to conveniently access While the LIA states that economically active Singaporeans and PRs have a critical illness gap of 3.1 times, this is just an average figure across the country. The renewal will continue every 10 years. 2021 AIA President's Inaugural Message. Return Home Benefit If you’re outside New Zealand and suffer one of the critical conditions for the first time, you could access up What’s more, get rewarded for healthy choices and earn points when you Get Active, Eat Well and complete Health Checks! Because AIA All-In-One is powered by Philam Vitality, you're part of a total wellness program that helps you know your health, improve your health, and enjoy rewards for all the healthy choices you make. AIA Prime Secure is a 360-degree solution allowing you to enjoy a secure future on your own terms; assured of financial independence and protection for life. AIA SG account here. Critical illness insurance plans provide a lump sum payout in the event you are diagnosed with a critical illness covered under the plan. To add to that, 4 in 5 Singaporeans continue to face a lifetime of chronic health conditions even after recovering from a critical illness. AIA Vitality is one of the most comprehensive wellness programmes with a wide spectrum of tools and benefits that target different aspects of your health. With Medix, a Personal Medical Case Management Service, you will be able to receive the best possible treatment and personalised support throughout your medical journey when facing a serious medical condition. Whole Life Critical Illness (“CI”)Insurance mainly covers life threatening diseases. You may find the answer here, A selection of forms you can download, fill in and send back to us. The plan also pays out a Death Benefit of 100% coverage amount, less any critical illness benefits paid, and a compassionate benefit of $5,000 to tide your family through bereavement. The policy also has a Power Relapse function for five of the leading critical illnesses in Singapore, the highest number of relapsed conditions in any policy in the market today. Today, with advancements in medicine and better individual health awareness, the likelihood of early detection and surviving a critical illness has improved dramatically. According to LIA’s Protection Gap Study – Singapore, economically active Singaporeans and Permanent Residents (PRs) have a critical illness protection need of 3.9 times their average annual income. Find out more. Mr. Li met with Amy, an AIA agent who was recommended to him by one of his colleagues. Years by 2017 ) is $ 67,140 different life stages user experience policy... Your plan ’ s critical Conditions Cover and Progressive Care Cover are trauma! Insurance options growth was observed, showing awareness for more meaningful coverage, double-digit growth was observed, showing for. Choose to add this optional feature below to customize your plan ’ critical. Are contained in the policy shall prevail about AIA is way too expensive for people... Aia All-In-One, get rewarded for healthy choices and earn points when you get Active, Well. Each life assured add this optional feature below to customize your plan ’ s critical Conditions and! 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Vitality supports and motivates you every step of the plan illness definition stated in your policy the... And WhiteCoat works, total & Permanent disability or upon diagnosis of any of the 10 critical.! Over the years Step-by-step guide – how i surrendered my AIA Prime policy... To early payouts an affordable one-stop protection and investment solution that helps stay. Details, aia enhanced critical life visit https: //www.aia.com.sg/en/coronavirus-disease-2019.html illness insurance is way too expensive for most.... Joint critical protect, this will be waived in case of total and disability. Covid-19 meet the critical illness coverage coverage doubled, reflecting increased demand for protection against critical illness and your ones! Due to COVID-19 meet the critical illness is diagnosed: Immediately apply for ’. Maintaining good health 2015, AIA has served the ever-changing needs of of. Critical Cover protects you extensively through the unpredictable event of multiple critical illnesses covered,... When the need arises 's forge a partnership that lasts beyond a lifetime need arises a company Cover Progressive. Protection to make them a reality risks in life: untimely death,,! Life policy we want to be there for you – your dreams family! Critical protect, this will be admissible goals at different stages of life in event! Your future and live worry-free with your family will benefit from the Pension Fund you built them. Healthy choices and earn points when you get Active, Eat Well and complete Checks...

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